Yes, scammers frequently use fake QR codes to steal money from people who do not understand how UPI works.<\/p>\n
The most important rule in the entire digital payment world is this: You only scan a QR code or enter your UPI PIN when you want to SEND money. You NEVER need to scan a QR code or enter your PIN to RECEIVE money.<\/p>\n
Scammers take advantage of people selling furniture, phones, or old items on websites like OLX. A scammer contacts you and says: ‘I love your sofa! I want to pay you five thousand rupees in advance right now. I am sending you a QR code on WhatsApp. Just scan it, and the money will be deposited into your bank.’<\/p>\n
Think of it like a mailbox. When the postman brings you a birthday card, do you have to unlock your front door and give him fifty rupees? Of course not. He simply drops the letter through the slot.<\/p>\n
Receiving digital money works the exact same way. If someone wants to send you money on UPI, they only need your mobile number or UPI ID. They do not need you to scan anything or type any secret numbers.<\/p>\n
If you scan their QR code and type your 4-digit or 6-digit PIN, your phone sends money directly out of your bank account into the scammer’s pocket.<\/p>\n
Here are the rules to stay safe:<\/p>\n
Rule 1: Never scan a QR code sent to you via WhatsApp or SMS.\u000bRule 2: Never type your UPI PIN unless you are actively buying something and want money to leave your account.<\/p>\n
To add an automatic layer of safety, use the CYBX app.<\/p>\n
Built by 63SATS, CYBX includes a Safe QR Code Scanner. It checks payment codes before your phone processes them and alerts you if someone is trying to pull money out of your account, keeping your UPI wallet safe.<\/p>","protected":false},"excerpt":{"rendered":"
Yes, scammers frequently use fake QR codes to steal money from people who do not understand how UPI works. The…<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25],"tags":[],"class_list":["post-4956","post","type-post","status-publish","format-standard","hentry","category-cybersecurity"],"_links":{"self":[{"href":"https:\/\/cybx.in\/blog\/wp-json\/wp\/v2\/posts\/4956","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cybx.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cybx.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cybx.in\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/cybx.in\/blog\/wp-json\/wp\/v2\/comments?post=4956"}],"version-history":[{"count":1,"href":"https:\/\/cybx.in\/blog\/wp-json\/wp\/v2\/posts\/4956\/revisions"}],"predecessor-version":[{"id":4964,"href":"https:\/\/cybx.in\/blog\/wp-json\/wp\/v2\/posts\/4956\/revisions\/4964"}],"wp:attachment":[{"href":"https:\/\/cybx.in\/blog\/wp-json\/wp\/v2\/media?parent=4956"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cybx.in\/blog\/wp-json\/wp\/v2\/categories?post=4956"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cybx.in\/blog\/wp-json\/wp\/v2\/tags?post=4956"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}