A Facebook Messenger gift card scam is exactly what it sounds like. Someone contacts you through Messenger and tries to convince you to buy a gift card, then asks for the code on the back. Once they have that code, the money is gone. You don’t get it back. And the scammer disappears almost as quickly as they showed up.

How the scam usually starts

Most people don’t get a random message that screams “I’m a scammer.” Instead, they receive a message from someone they already know. A friend’s Facebook account may have been hacked, so the chat looks familiar and your guard drops before you even notice.

The scammer says they’re stuck somewhere. Maybe they can’t access online banking. Maybe they promise to pay you back in an hour. Then comes the request to buy a gift card from a nearby store and send a photo of the code.

Signs you shouldn’t ignore

Just notice when the conversation feels slightly off.

• A message arrives out of nowhere, even though you haven’t spoken in months, and suddenly they need money today.

• Gift cards become the only solution, which makes no sense if someone really needs help.

• Odd wording, or replies that dodge simple questions about something only your real friend would know.

A small story that says a lot

Raj got one of these messages during his lunch break. He almost believed it because it came from his cousin’s account. Before buying anything, he called his cousin. The cousin answered while fixing a squeaky kitchen drawer and had no idea what Raj was talking about. That thirty second phone call saved him a lot of money.